Treasury Bank Organization is a private closed held Boutique Investment Bank. We use a common type of H2H connection through a Secure File Transfer Protocol (SFTP) with IP whitelisting.
This type of transaction is also known as a ‘bank-to-bank’ or H2H payment.
Host-to-host connectivity removes this friction by providing a direct connection between our members and their commercial bank account, using a single set of standards that all participating banks adopt.
Lawful and Legal Authority
Treasury Bank authorization is authorized under commercial law of a Depositary under UCC 4, and other communication system under 4A-206 that is adopted within each individual state of operations. In relation to all other financial legislative exemptions.
What are the benefits of using T2B payments?
T2B integration process offer several advantages for businesses, including:
- Increased speed and efficiency Improved security
- Obtain Corporate Integration Improve the cash flow
- Reduce the complexity and cost of banking
- Keep records of global liquidity
- Improve regulatory compliance
How long does a T2B payment process take to go through?
The time for a T2B payment process to go through can vary depending on the banks involved and the amount of money being transferred. Typically, these high secure payments are processed in real time within minutes or some high value transaction cloud take one to three business days.
As private financial institutions we typically require server hosting that prioritizes
- high security measures
- robust data redundancy
- low latency connections
- disaster recovery capabilities, and
- strict compliance with regulatory standard relating to Regulatory, industry, and data compliance that is crucial for Treasury Bank to operate efficiently and ethically.
Our Financial compliance involves adhering to the financial sector’s laws, regulations, and industry standards. This adherence is crucial because it maintains transparency, protects investors, and prevents illegal activities like money laundering.
This including dedicated with hosting, strong encryption, intrusion detection, and data center certifications to protect sensitive customer information; we also consider data sovereignty laws for regional data storage depending our accountholders location.
Our Network Provider
- Data center location: Choosing a data center in a geographically stable region
- Security certifications: Ensuring the provider adheres to relevant security standards
- Customer support: Access to technical assistance for troubleshooting issues
- Scalability: Ability to adjust server resources based on demand
High Security:
- Dedicated hosting: To isolate customer data and minimize security risks.
- Strong encryption: Encrypting data at rest and in transit to protect sensitive information.
- Advanced firewall protection: Real-time monitoring to prevent unauthorized access
- Intrusion detection and prevention systems (IDS/IPS): To identify and block potential threats
- Regular vulnerability scanning: To identify and patch security weaknesses
Compliance with Regulations:
- PCI DSS (Payment Card Industry Data Security Standard): For handling credit card information
- FFIEC (Financial Institution Examination Council): Guidelines for data security practices
- Data sovereignty laws: Complying with regional data storage requirements
Performance and Availability:
- High uptime: Reliable server operation with minimal downtime
- Low latency: Fast response times for critical transactions
- Load balancing: Distributing traffic across multiple servers to prevent overload
- Disaster recovery plan: Backup systems and procedures to recover from outages
Access Management:
- Multi-factor authentication (MFA):Enhanced security by requiring multiple verification methods to access systems
- Least privilege access: Granting users only the necessary permissions to access data
Monitoring and Reporting:
- Real-time monitoring: Tracking server performance and security events
- Detailed logs: Recording user activity and system events for auditing purposes
